Finance

Buying a new vehicle is an exciting but often daunting experience. At Dublin Hyundai in Dublin, California, we understand the importance of having the perfect auto loan for your budget and needs. Our finance team members will listen to you and work with your budget and credit score to get the best auto loan with monthly payments you're comfortable with. We'll ensure you have a positive and memorable experience when you shop for a new or used vehicle with us. Our goal is to make you happy and satisfied with all of our services, from sales to financing.

What Is Vehicle Financing?

When you're ready to buy a new vehicle, you'll need to apply for financing to get an auto loan to pay for it. Unless you're trading in an older vehicle to use toward a down payment for your new Hyundai, you'll need to save money to use as a down payment, usually about 20% of the new vehicle's worth. The more money you can put down on the new vehicle, the lower your monthly payments will be. In addition, the shorter the loan term, the less you'll pay on the interest. Most auto loans range from 36 to 60 months to pay back. Once you've completed the loan term, you'll receive the title of the vehicle from the lender, and you'll be the legal owner of the car, truck, or SUV.

Your credit score and history have a big impact on the interest rate you'll get for your auto loan. The higher your score, the better rate you'll receive. Lenders also look at your credit history and repayment history. If you've never been late on a credit payment, you'll receive a better rate as well. Before embarking on getting an auto loan for your new Hyundai, check your credit score and clean it up if necessary. Of course, our finance team will work with you even if you have a low credit score so you can get a loan with the lowest monthly payments possible. Financing your new or used vehicle is one of the most important steps in getting your dream vehicle. You'll want the process to be smooth and stress-free because the sooner you get an auto loan you're comfortable with, the sooner you can get behind the wheel of your new or new-to-you car, truck, or SUV. That's where we can help.

Financial Services We Offer at Dublin Hyundai

We understand that you have a busy life and taking time to stop at our Dublin, California, dealership may be inconvenient. You can actually start the finance process before taking time out of your day to sit down with one of our finance members. Once you've decided to search for a new vehicle, you can get an estimate of how much your monthly payments may be by using our handy online payment calculator. Simply fill in the information on the form, and you'll get an estimate to start budgeting for the type of vehicle you can realistically afford. After you've got your monthly payment estimate, fill out the easy-to-use online finance application. Once we receive the application and go over the details, we can preapprove you for an auto loan right away. Getting preapproved for an auto loan helps you set budgeting goals for the down payment, monthly payments, and associated fees.

Benefits of Financing Your New Hyundai at Dublin Hyundai

Our finance team makes the process of getting an auto loan easy and stress-free, whether you want the base trim of a Hyundai ELANTRA or the top-tier trim of the Hyundai KONA Electric SUV, we'll help you find the loan you're qualified for. We're always available to answer your financing questions and find a solution to your unique situation. Additional benefits and financial services at Dublin Hyundai include:

• Competitive rates are direct from the manufacturer and local lending institutions.
• Fast preapprovals and qualifications.
• Value-added services to help protect your vehicle investment.
• Extended warranties to cover repairs and costs after the original warranty expires.
• A competitive annual percentage rate.
• Competitive used-vehicle rates.
• Understanding finance team members.
• Flexible finance options.
• Serving customers from Dublin, San Ramon, Hayward, and the East Bay.

Can You Get Financing for a Used Vehicle?

Yes, you can get a loan for a used vehicle from Dublin Hyundai. We work with various lenders to find you an auto loan for your preferred used vehicle. Financing a used car is similar to financing a new one. You should check your credit history, use our online payment calculator, and get preapproved. Financing a later-model used car has several benefits. Many of our pre-owned vehicles still have the original factory warranty which can help you save money for out-of-pocket expenses on repairs and some maintenance.

Our used cars undergo a rigorous inspection before we put them up for sale, so you know you're getting the vehicle in top-notch shape. You'll also receive a vehicle history report that lets you know how many owners the vehicle had, its maintenance schedule, and if it's been in any accidents. We also carry many Hyundai Certified Used Vehicles that go through a 173-point inspection process and come with a CARFAX history report. Our Hyundai Certified Used Vehicles must be fewer than 6 model years old, have less than 80,000 miles, and come with minimum wear and tear. Financing a used vehicle for a Hyundai Certified Used Vehicle from Dublin Hyundai is an affordable way to get the vehicle you want.

Flexible Financing at Dublin Hyundai

We make financing a breeze, whether you have a high credit score or are just starting to build your credit history. Our professional finance team will work with you through every step of the finance process so you can get behind the wheel of your new vehicle as quickly as possible. Whether you want a new Hyundai or a pre-owned car, truck, or SUV, we're here to help you get the best auto loan possible. Contact us today with any questions you may have about financing your new Hyundai or used vehicle.